AWA Vital Edge

Start your membership as early as January 1

About AWA Vital Edge

Vital Edge is a membership plan that includes fixed-benefit health insurance benefits to promote good health by providing members with the benefits they need. Maintaining good health decreases missed days at work and lost wages, helping members better provide for their families. Using Teladoc and Karis360 Patient Advocacy Services, as well as many other AWA non-insured health and wellness programs and services helps members maximize their savings.

Vital Edge provides individuals and families with affordable access to health care with easy-to-use benefits that start right away. By paying set dollar amounts for covered health care services, members don’t have to worry about deductibles or copays. Affiliated Workers Association is pleased to make Vital Edge available to their members to help ease the burden of rising health care costs.

Association Benefits

Consumer Discounts

1-800-flowers

1-800-flowers

Save 15% when you order flowers and gifts from 1800flowers.com, either online or by phone. You’ll enjoy top-quality customer service with same-day delivery on many items.

Car Rental Discounts

Car Rental Discounts

Take advantage of affordable auto rental rates from Avis®, Budget® and Dollar® Rent A Car.

Magazine Discounts

Magazine Discounts

Save up to 85% off regular subscription rates on popular titles through Magazineline.com and Magazines.com, Inc.

Massage Envy

Massage Envy

A spa day isn’t just a way to pamper yourself—a massage can also offer health benefits to many people. Whether you suffer from chronic pain such as headaches and back issues or have a highstress life, a massage may help. Members receive up to 20% off many of the plans and services at Massage Envy.

Moving Discounts

Moving Discounts

Cord North American, an agent for North American Van Lines, offers members valuable discounts on moving and relocation services while providing the highest level of service and customer satisfaction.

Retail Benefits

Retail Benefits

Through this online shopping site, members can earn up to 40% cash back at more than 5,000 leading merchants and save even more with coupons that can be used instantly in-store. Shop at popular stores like Walmart, Target, Best Buy, Crate & Barrel, Gap, Banana Republic, Champs Sports, Home Depot, Macy’s and JCPenney. Book travel (airfare, hotels, rental cars, and more) through featured sites like Travelocity, Orbitz, Hotels.com, Priceline and Expedia.

True Car Auto Buying Service

True Car Auto Buying Service

Save time and money shopping for a new or used car through True Car. Members receive exclusive pricing, price protection and a hassle-free buying experience at thousands of Certified Dealers.

GlobalFit Gym Network

GlobalFit Gym Network

Members receive discounted gym memberships at more than 10,000 gyms nationwide including, 24 Hour Fitness, Bally, Curves, Anytime Fitness, plus regional chains (New York Sports Clubs, etc.) and local favorites. Members can also take advantage of exclusive member savings on wearable technology, diet resources like Jenny Craig and Nutrisystem, meal plans and diet delivery options, and vitamins and supplements.

Gym America

Gym America

Online access for personalized meal plans tailored to your needs, interactive tools for keeping you on track with fitness and nutrition goals, smart weekly shopping lists and much more for a special price.

Small Business Discounts

ADP Payroll Processing

ADP Payroll Processing

Members can access a 25% discount on processing costs and a free month of payroll processing. In addition, the one-time setup fee will be waived.

FedEx Shipping

FedEx Shipping

Members receive discounts on FedEx services, including Priority and Standard Overnight, Express Saver, FedEx Ground®, and FedEx Express International shipping options.

Computer and Technology Products

Hewlett-Packard Computer and Technology Products

Hewlett-Packard offers members affordable pricing on business and home office products. Members receive discounts on HP notebooks, laptops, desktops, servers, printers, digital cameras, handhelds, point-of-sale (scanners, cash registers, etc.) and more.

NAC Web Services

NAC Web Services

Members can access discounts on website development and maintenance as well as web hosting. Their experienced staff of programmers and graphic designers offer creative and intuitive websites custom-built to your specifications.

Office Depot/Max Office Supplies

Office Depot/Max Office Supplies

Members save 15% off hundreds of office supplies and 60% off printing online, by phone/fax, or in stores. Members also receive additional monthly special offers and incentives, as well as free next day delivery on qualifying orders of $50 or more (reduced shipping costs for lesser orders).

Sprint

Sprint

Sprint Wireless Services
With Sprint Wireless Services, new subscribers can have unlimited freedom, better choice plans and up to $250 in service credits.  If you are with another carrier, Sprint will help you determine the best plan and best time to switch. Members receive discounts on most rate plans, select Sprint accessories, 3G/4G data solutions, mi-fi and hot spot devices.

UPS Shipping

UPS Shipping

Members receive discounts on UPS delivery services for a variety of next day, 2-day and 3-day shipping options.

Penny Wise Office Supplies

Penny Wise Office Supplies

Members receive the guaranteed lowest prices on over 20,000 office products and additional savings when orders are placed online. Fast, free shipping is also virtually guaranteed from the 40 Penny Wise distribution centers nationwide.

Health Care Discounts

Laboratory Testing

MyMedLab

MyMedLab offers an efficient, affordable and confidential solution to medical laboratory testing. You can purchase the same testing ordered by your doctor at a cost 50% to 80% less than in your doctor’s office or local hospital lab.

Testing can be purchased 24 hours a day on the MyMedLab website. Tests are listed both individually and in groups called Wellness Profiles based on your age, sex and family history. This basic information is all you need to identify which profile evaluates your risk for common conditions associated with your specific group.

Not available in AL, OK, UT, VT, WA.

Diagnostic Testing

OneCallCare

Radiology tests have become key tools for physicians to help diagnose and monitor disease. Through One Call Care, our members can save 20% to 50% on MRIs, PET and CT scans when these tests are ordered by a doctor. Make the most out of your health plan and take advantage of optimal quality, convenience, and savings with just one call.

Not available in AL, OK, UT, VT, WA.

Hearing Products and Screenings

Beltone

Members and their immediate family members (grandparents, parents, spouse and children) will receive complimentary hearing screenings and a 15% retail discount off the usual and customary retail price of any Beltone hearing instrument at any of over 1500 locations throughout the United States.

Not available in AL, IL, OK, UT, VT, WA.

Dental

Cigna Dental

Members and their dependents can save 15% to 50%* on dental care through our Dental network of over 110,000 participating provider listings, including both general dentists and specialists across America.

Simply select a participating dentist in your area and present your membership card at your appointment to receive the discounted rates. There is no limit to the number of visits and you can change dentists within the network at any time for any reason.

*Actual costs and savings vary by geographic area. Not available in AK, MT, ND, OK, SD, UT, VT, WA, WY.

EyeMed Vision Network Savings

EyeMed Vision Network Savings

Access to a national network of over 65,000 vision providers in 26,000+ locations, including LensCrafters®, Sears Optical®, Target Optical®, JCPenney Optical® and most Pearle Vision® locations. Members enjoy their choice of participating independent optometrists, ophthalmologists and opticians located throughout the country.

Not available in AK, OK, UT, VT, WA.

Wellness Program & Fitness Network

Choose Healthy

AWA members have access to a variety of chiropractic and alternative medicine services. The network includes more than 40,000 credentialed complementary health care providers – chiropractors, massage therapists, acupuncturists, podiatrists, physical therapists and occupational therapists. Members receive discounts of 25% off usual and customary fees for services from network providers. Members can also choose from over 10,000 fitness clubs and exercise centers nationwide and receive at least 10% off the initiation fee and/or monthly dues.

Value Added Benefits

Karis360

Karis360’s team of Advisors offers personalized, caring, expert service helping members navigate the complex and expensive healthcare maze. With services from Healthcare Navigator to Bill Negotiator to Surgery Saver to Chaplaincy, Karis360 will sort through your healthcare paperwork, saving you time and money.

Karis360 sorts through healthcare paperwork
Karis360 saves time and money
Karis360 provides unlimited assistance from a Personal Advisor

View real-member testimonials for:

Bill Negotiation   Health Care Navigator

 

ScriptSave Rx Savings Card

The ScriptSave Prescription Savings Card provides you access to discounted prescription drug prices. Get instant savings at the pharmacy register on brand-name and generic prescription medications for you and your entire household — even pets.  There are no limits on how many times members and their family can use the card.

Teladoc

Talk to a doctor by phone, web or mobile app anytime, anywhere. From your home, office, hotel room, or vacation campsite, simply make a phone call, and in most cases, speak to a doctor in less than 30 minutes, with an average call back time of less than 10 minutes. When you call Teladoc, you will always speak to a doctor who lives and works in the United States and is licensed to practice medicine in your state. Teladoc is also the only telemedicine provider able to treat children from 0-17¹. It’s health care that fits in the palm of your hand.

Insured Benefits

Fixed-Benefit Indemnity Benefits

THIS PLAN PROVIDES LIMITED BENEFITS

Vital Edge Benefits
Underwritten by National Health Insurance Company and Integon Corporation
Vital Edge 1Vital Edge 2Vital Edge 3
Hospital Confinement/Medical Facility Benefit
Benefit per Day of Confinement$1,000$2,000$3,000
Maximum Days per Covered Person per Membership Year316090
Additional Hospital Admission Benefit
Benefit Amount per Admission in a Hospital$250$500$1,000
Maximum Admissions per Covered Person per Membership Year111
Surgeon Benefit
Inpatient Surgeon Benefit per Day per Covered Person$1,000$2,000$3,000
Outpatient Surgeon Benefit per Day per Covered Person$500$1,000$1,500
Maximum Benefit for All Inpatient and Outpatient Surgeries per Covered Person per Membership Year333
Doctor Office Visit Benefit
Benefit Amount per Day$50$70$90
Maximum Days per Covered Person per Membership Year222
Diagnostic Tests Benefit
Benefit Amount per Test$100$200$300
Maximum Days per Covered Person per Membership Year122
X-Ray Benefit
Benefit Amount per X-Ray$100$100$100
Maximum X-Rays per Covered Person per Membership Year123
Laboratory Benefit
Benefit Amount per Day (These benefits can vary by state)$50$75$100
Maximum Days per Covered Person per Membership Year123
Emergency Room Visits Benefit
Benefit Amount per Day$100$200$300
Maximum Days per Covered Person per Membership Year122
Ambulance Benefit
Benefit Amount per Ground Ambulance$300$400$500
Maximum Rides per Covered Person per Membership Year111
Benefit Amount per Air Ambulance$1,000$2,000$3,000
Maximum Rides per Covered Person per Membership Year111

Disclaimers

Other Information

Monthly Rates

Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.36$224.83$251.94$339.41
40-49$137.36$224.83$251.94$339.41
50-54$170.38$290.86$271.39$391.88
55-59$191.63$333.36$280.15$421.88
60-64$213.74$377.58$286.74$450.57
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$219.86$389.82$441.02$610.98
40-49$219.86$389.82$441.02$610.98
50-54$284.90$519.91$479.87$714.87
55-59$325.88$601.86$498.73$772.71
60-64$368.21$686.53$509.11$827.43
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$302.86$555.83$631.49$884.45
40-49$302.86$555.83$631.49$884.45
50-54$400.01$750.12$689.80$1,039.91
55-59$460.98$872.06$714.85$1,125.93
60-64$523.88$997.87$733.25$1,207.24
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$137.44$224.99$252.15$339.70
40-49$137.44$224.99$252.15$339.70
50-54$170.48$291.06$271.61$392.19
55-59$191.75$333.60$280.37$422.22
60-64$213.89$377.87$286.96$450.95
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$221.80$393.70$446.08$617.98
40-49$221.80$393.70$446.08$617.98
50-54$287.29$524.69$485.01$722.40
55-59$328.81$607.72$502.07$780.98
60-64$371.78$693.65$514.66$836.54
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$307.22$564.54$642.84$900.15
40-49$307.22$564.54$642.84$900.15
50-54$405.38$760.85$701.33$1,056.81
55-59$467.55$885.20$726.82$1,144.47
60-64$531.87$1,013.85$745.69$1,227.67
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.
Vital Edge 1 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$130.07$210.25$235.10$315.28
40-49$130.07$210.25$235.10$315.28
50-54$160.34$270.78$252.93$363.38
55-59$179.82$309.74$260.96$390.88
60-64$200.09$350.27$267.00$417.18
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 2 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$205.70$361.49$408.43$564.22
40-49$205.70$361.49$408.43$564.22
50-54$265.32$480.74$444.04$659.46
55-59$302.88$555.86$459.49$712.48
60-64$341.68$633.48$470.84$762.64
One-time $99 enrollment fee applies. Rates include a $19.95 monthly association fee.
Vital Edge 3 Monthly Membership Rates
Issue AgeMemberMember + SpouseMember + Child(ren)Family
18-39$281.78$513.67$583.02$814.90
40-49$281.78$513.67$583.02$814.90
50-54$370.83$691.77$636.48$957.41
55-59$426.72$803.55$659.44$1,036.26
60-64$484.38$918.87$676.30$1,110.80
One-time $99 enrollment fee applies. Rates include a $19.95 monthly administration fee.

Frequently Asked Questions

PPO Network

The MultiPlan Limited Benefit Plan Network is a Preferred Provider Organization (PPO). Members can use any doctor or hospital they want with their Vital Edge membership.  However, using a provider in the MultiPlan Limited Benefit Plan Network can save them money because MultiPlan negotiates rates that are lower than non-network rates.

Learn More About This Benefit

About the Carrier

National General Accident & Health

National General Holdings Corp. (NGHC) is a publicly traded company with approximately $2.5 billion in annual revenue. The companies held by NGHC provide personal and commercial automobile insurance, recreational vehicle and motorcycle insurance, homeowner and flood insurance, self-funded business products, life, supplemental health insurance products, Short Term Medical, and other niche insurance products.

National General Accident & Health, a part of NGHC, is focused on providing supplemental and short term coverage options to Individuals, Associations and Groups. Products are underwritten by National Health Insurance Company (incorporated in 1965), Integon National Insurance Company (incorporated in 1987) and Integon Indemnity Corporation (incorporated in 1946). These three companies, together, are authorized to provide health insurance in all 50 states and the District of Columbia and have all been rated as A- (Excellent) by A.M. Best. Each underwriting company is financially responsible for its respective products.

• Between the ages of eighteen (18) and sixty-four (64)
• Legal Resident of the United States
• Small Business Owner, Self-Employed Professional, Contractor or Entrepreneur
• Reside in an available state:
— Vital Edge Group Accident and Sickness Hospital Indemnity Benefits are underwritten by National Health Insurance
Company and available in the following states: AL, AZ, AR, DC, GA, ID, IL, IN, LA, MI, MS, NC, NV, OH, OK, PA, RI, SC,
TN, TX, VA, WV, WY and underwritten by Integon Indemnity Corporation in FL.
• Not enrolled in Medicare, Medicaid, Medical Disability or any other Federal or state-funded program.
• Not in full-time service in the Armed Forces
• Domestic Partners accepted
• Dependent child(ren) under twenty-six (26) years of age

N/A in AK, CA, CO, CT, DE, HI, IA, KS, KY, ME, MD, MA, MN, MO, MT, NE, NH, NJ, NM, NY, ND, OR, SD, UT, VT, WA, WI.

Health Care Discounts Disclosure

Not available in AK, OK, UT, VT, WA. If members move to one of those states, their discount medical benefits will terminate.
Disclosures: The discount medical, health, and drug benefits of this Plan (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan Organization is Alliance HealthCard of Florida, Inc., P.O. Box 630858, Irving, TX 75063. You may call (855) 351-7536 for more information or visit members.affiliatedworkersassociation.org for a list of providers. The Plan will make available, before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Any complaints should be directed to Alliance HealthCard of Florida, Inc. at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days. After investigation of the complaint, Alliance HealthCard of Florida, Inc. will provide member with the results and a proposed resolution no later than 30 days after receipt of the complaint. Note to DE, IL, LA, NE, NH, OH, RI, SD, TX, and WV consumers: If you remain dissatisfied after completing the complaint system, you may contact your state department of insurance.

Note to MA consumers: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.

close

AWA Representative Contact Request

Please fill in information below and an AWA representative will be in touch.
close

Choose Level of Coverage: