Dental or Vision

AWA Premier Dental provides fixed indemnity insured dental benefits for members and their dependents. With no deductibles or coinsurance, these benefits pay first dollar coverage. And with no annual maximum or waiting periods, members receive maximum flexibility for preventive/diagnostic, basic and major dental services.

The AWA ClearView membership plan provides a fully insured vision benefit partnered with additional discounts and resources that make this a great membership level on its own or as an add-on to another AWA membership level. With the MESVision PPO national network, members have access to their choice of Ophthalmologists, Optometrists or Opticians. Plus, with benefits toward frames, lenses and contacts, members will enjoy cost savings from AWA ClearView.

AWA Dental is a fixed indemnity dental insurance plan that pays for services/procedures based on a schedule of benefits called Table of Dental Procedures. Members will know exactly what the plan will pay, procedure by procedure, before they go to the dentist.

Members have access to one of the largest Dental PPO Networks in the country, with more than 249,000 provider access points nationwide. Members have the freedom to select any dentist, however, with a PPO provider, out-of-pocket expenses are generally lower, because PPO providers agree to charge no more than the contracted fees established for covered procedures.

AWA Dental 1000 and AWA Dental 1500 pay the same benefit amount per procedure; the difference between the plans is the AWA Dental 1500 has a higher calendar year maximum and a higher Annual PPO Bonus on the Maximum Rewards.

AWA Dental Plus is a fully insured dental plan that pays for services and procedures based on a graduating scale of benefits percentages that increase over a period of three years. The plan pays the highest benefits on Year 3, so it is to the member’s advantage to maintain their dental plan. AWA Dental Plus also includes an orthodontic benefit for dependent children to age 19. Members have access to the Alliance dental PPO network, one of the largest Dental PPO Networks in the country, with more than 101,000 unique dentists at 349,000 access points nationwide.  With so many options, there is sure to be a network provider nearby.

The Focus First EyeCare vision plan provides benefits for an eye exam and lenses once every 12 months, and frames once every 24 months. In addition, members receive benefits for contact lenses, as well as discounts on vision items not covered by the plan. Members receive higher benefits when they utilize one of the 65,000 network providers nationwide.

EyeMed’s integrated provider network is included in the Focus First EyeCare plan. Members can choose from private practice optometrists, ophthalmologists, opticians and optical retailers and enjoy in-network savings. When visiting an EyeMed Select Network provider, members may choose from any frame available at the provider locations.