Starting Coverage: August 14

About AWA Dental

AWA Dental is a fixed indemnity dental insurance plan that pays for services/procedures based on a schedule of benefits called Table of Dental Procedures. Members will know exactly what the plan will pay, procedure by procedure, before they go to the dentist.

Members have access to one of the largest Dental PPO Networks in the country, with more than 249,000 provider access points nationwide. Members have the freedom to select any dentist, however, with a PPO provider, out-of-pocket expenses are generally lower, because PPO providers agree to charge no more than the contracted fees established for covered procedures.

AWA Dental 1000 and AWA Dental 1500 pay the same benefit amount per procedure; the difference between the plans is the AWA Dental 1500 has a higher calendar year maximum and a higher Annual PPO Bonus on the Maximum Rewards.

Click Each Tab Below to Learn More About AWA Dental - Open All Tabs

Association Benefits

Health Care Discounts

Rx Savings

Members and their covered dependents (even their pets) can save on prescription medications through any Walmart or Sam’s Club pharmacy across the nation. This Rx discount is offered at no additional cost, and it is not insurance.

Eyewear Savings

Members may receive up to 15% off eyewear frames and lenses purchased at any Walmart Vision Center nationwide.*

*15% retail discount cannot be used with other discounts or special offers.

Insured Benefits

AWA Dental Plans

Reliance Standard

Plan Design Summary1AWA Dental 1000AWA Dental 1500
Deductible (Waived Type 1)
Per Person per Calendar Year$50$50
Family Maximum per Calendar Year$150$150
Benefit Maximum
Per Person per Calendar Year$1,000$1,500
Maximum Rewards2
Benefit Threshold$500$500
Annual Carryover Amount$250$250
Annual PPO Bonus$100$150
Maximum Carryover$1,000$1,000
NetworkDental PPO Network Included
Sample Procedure Listing3AWA Dental 1000AWA Dental 1500
Type 1: Preventive & Diagnostic Care
Comprehensive Oral Evaluation (1 in 6 months)$27
Cleaning - Adult (1 in 6 months)$38
Cleaning - Child (1 in 6 months)$27
Bitewing X-rays (2 in 12 months)$9
Full Mouth/Panoramic X-rays (1 in 3 years)$46
Fluoride for children 13 and under (1 in 12 months)$15
Sealants for children 13 and under (per tooth)$21
Type 2: Procedure
Restorative Amalgams (one surface, primary or permanent)$43
Restorative Composites (one surface, anterior)$52
Root Canals (anterior tooth)$265
Root Amputation (per root)$177
Denture Repair$54
Simple Extractions$48
Type 3: Procedure (12 Month Waiting Period)
Complete Denture (maxillary)$179
Onlays (porcelain/ceramic - two surfaces)$143
Pre-fabricated Stainless Steel Crown$99
Crown Repair$28
Complex Extractions$77
Gingivectomy or Gingivoplasty (1-3 continuous teeth or
tooth bounded spaces per quadrant)
Gingivectomy or Gingivoplasty (4 or more continuous teeth
or tooth bounded spaces per quadrant)
Tissue grafts$121
Anesthesia (IV or first half hour general)$34 IV / $52 General
Anesthesia (additional quarter hour general)$17 IV / $8 General


Monthly Rates

Monthly Membership RatesAWA Dental 1000AWA Dental 1500
Member + Spouse$64.00$78.00
Member + Child(ren)$61.00$75.00
Member + Family$85.00$99.00
One time $35 enrollment processing fee applies. This fee is waived when adding dental to an active AWA membership.

FAQ / About the Carrier

About the Carrier

Reliance Standard

In business for over 100 years, Reliance Standard is a leading insurance carrier specializing in innovative and flexible benefits solutions. As a premier insurance carrier, Reliance Standard consistently earns strong financial ratings from A.M. Best  – “A+” (Superior), affirmed August 2013 and Standard & Poor’s – “A+” (Superior), affirmed July 2013. Reliance Standard Life Insurance Company (Reliance Standard) was incorporated in 1907 as Central Life Insurance of Illinois. Reliance Standard is domiciled in Illinois, and maintains its administrative offices in Philadelphia, PA and Lincoln, NE. Reliance Standard is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. Reliance Standard is a member of the Tokio Marine Group.

Membership Eligibility

  • Reside in an available state
  • Adults age eighteen (18) or above
  • Spouse, including a party to a Civil Union
  • Unmarried dependent children less than 25 years of age
N/A in AK, HI, ME, MT, NH, NY, OR, SD, UT, VT, WA.